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SBA Loan Application

Start Your Application

Take the first step toward financing your business. Our experienced SBA lending team is here to guide you through every stage of the process.
 
 

Your Business Success, Personally Delivered

Paradise Bank provides several SBA financing options to support your growing financial needs. 

Whether you're launching a new venture, expanding operations, purchasing real estate, or investing in equipment, the right financing can make all the difference. At Paradise Bank, our experienced SBA lending team takes the time to understand your business and recommend financing solutions designed to support your long-term success.

As a community bank, we combine the flexibility of local decision-making with the power of SBA-backed lending—providing personalized guidance from application through closing.

 

What Is an SBA Loan?

An SBA loan is a business loan partially guaranteed by the U.S. Small Business Administration, making it easier for qualified businesses to obtain financing with competitive terms and lower down payment requirements than many conventional loans.

SBA financing is designed to help businesses access the capital they need while preserving cash flow for continued growth.

 

Why Businesses Choose Paradise Bank

At Paradise Bank, lending is about more than numbers—it's about relationships.

Our clients work directly with experienced local lenders who understand the South Florida business community and provide responsive, personalized service throughout the lending process.

When you work with Paradise Bank, you can expect:

  • Fast and Local decision-making
  • Personalized guidance from experienced SBA specialists
  • Responsive communication throughout the loan process
  • Flexible financing solutions tailored to your business
  • A relationship that extends beyond closing

We believe banking should be personal, and we're committed to helping your business succeed today and for years to come.

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Explore our business accounts to see how they can benefit your growing business. 
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 A Guide to Financing Your Small Business with Paradise Bank


How SBA Financing Can Help

No two businesses are alike, which is why we work closely with every borrower to structure financing that fits their goals. SBA loans can often be used for:

Business Acquisition

Purchase an existing business and position yourself for continued success with financing designed to support ownership transitions.

Commercial Real Estate

Buy, construct, renovate, or refinance owner-occupied commercial property while preserving working capital.

Business Expansion

Open a new location, increase production capacity, or invest in growth opportunities with financing that grows alongside your business.

Equipment 

Invest in machinery, vehicles, or other equipment that helps your business operate more efficiently.

Working Capital

Maintain healthy cash flow, cover operating expenses, hire employees, or support seasonal business needs.

Debt Refinancing

Consolidate eligible business debt into a financing solution that better supports your company's financial objectives.

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Get Started

Get started on your financing journey with our simple loan application process. Download our loan application today!

Let's Talk About Your Business

Every business has a unique story, and every financing solution should reflect that.

Whether you're purchasing property, expanding operations, acquiring a business, or simply exploring your options, our SBA lending specialists are ready to help.

Contact our SBA Lending Team today to discuss your financing needs and discover how Paradise Bank can help your business move forward.

 

Kevin Rafferty

Maria McCullough












Need Help?

Contact Us Today!

Our team is here to help you every step of the way. If you have any questions, contact us today so we can accomplish your business dreams as soon as possible.