At Paradise Bank, we believe the best way to celebrate Small Business Week is by shining a light on the innovative companies we’re proud to support not just as their lender, but also as a client. One standout story is Service First Processing (SFP), a cutting-edge payment automation provider that’s redefining the way businesses manage credit card and ACH transactions.
SFP isn’t your average payment processor. With a reach that spans the U.S., Canada, Puerto Rico, and the U.S. Virgin Islands, they serve a wide range of industries—from wholesale distribution and manufacturing to HVAC, retail, lodging, and medical facilities. What makes them unique is their tailored, high-touch approach to payment solutions. Whether it’s mobile payment tools, integrated ERP systems, or their proprietary SFP AP platform for accounts payable automation, SFP is always innovating with the end-user in mind.
“It’s not just about processing payments,” says the SFP team. “It’s about solving real business problems with smart, scalable solutions.”
A Partnership Built on Trust and Shared Growth
Our relationship with SFP spans more than a decade, rooted in trust, shared values, and mutual respect. Long before Service First Processing was founded, its leadership was already connected with Paradise Bank. That connection evolved into a deep partnership, one that has helped fuel SFP’s growth at pivotal moments.
“When we were ready to acquire our buildings, Paradise Bank was right there—responsive, reliable, and ready to help us move fast,” they shared. “They’ve provided not only the financing we needed but also the kind of service that truly understands and supports business goals.”
Through our SBA lending and commercial banking services, we’ve had the privilege of helping SFP grow their physical footprint and streamline their operations, just as they help other businesses do the same through smarter payment technology.
More Than a Bank—A Strategic Partner
For SFP, working with Paradise Bank goes beyond transactions. It’s a relationship grounded in accessibility and real human connection. “When we call, we speak to someone who knows our business. That level of personalized service is rare—and invaluable,” they said. From our loan division to everyday banking support, SFP knows they have a partner who listens, adapts, and delivers. And the feeling is mutual—we proudly use SFP’s services to support our own operations, reinforcing the strength of our partnership.
Innovation with Impact
With over 16 years in business and partnerships with more than 70 trade associations, SFP is a true force in the payment automation space. Their SFP AP platform alone has helped clients reduce payment processing time by up to 60%, a testament to their commitment to innovation, efficiency, and client success. Looking ahead, SFP is doubling down on growth: expanding their sales team, investing in new technologies, and deepening collaborations across industries. As they continue to evolve, we’re excited to grow right alongside them.
Why It Matters
This story isn’t just about one company—it’s about what happens when the right financial partner meets the right business at the right time. Whether you’re looking to buy your first commercial property or streamline your operations, our SBA lending team is here to help turn potential into progress.